Teikoku Databank, Ltd. and Oracle Corp. Japan launch credit management solutions services. (2006.3.28) - We provide customer information database that enables centralized credit information management and reference. - We announced that Teikoku Databank, Ltd. (hereinafter referred to as TDB, address: Minami Aoyama, Minato-ku, Tokyo, president & representative director: Nobuo Goto) and Oracle Corp. Japan (hereinafter referred to as Oracle, address: Kioi-cho, Chiyoda-ku, Tokyo, president & representative director: Masaaki Shintaku) will launch credit management solutions services that combine information necessary to the credit management, based on Oracle's data integration software 'Oracle Customer Data Hub (*1)' and TDB's corporate information data base 'COSMOS2' (*2). As a partner to introduce the said solutions, CSK Systems Corp. (address: Minami Aoyama, Minato-ku, Tokyo, president & rep. director: Shozo Hirose) will provide support. TDB and Oracle jointly have developed the centralized customer data management services since we announced the business tie-up in June 2005. The credit management solutions services will be launched to meet corporations' demands to: "get a clear picture of business partners and the amount of remaining claims on a company-wide basis including that of group companies" and "share customer information that is stored separately in different sections of the company." We construct the customer information database that enables the centralized credit information management and reference by integrating information on credit limit sheets and credit/debt management tables, which is stored in the existing spreadsheet software and account system software, and corporate information stored on the TDB’s database through the "Oracle Customer Data Hub" (see Figure 1). Our solutions services designed only to be used in credit management can be introduced in a short time and at low cost. Our credit management solutions realize the following three objectives: 1.Centralized management of customer/credit information -integrating the customer/credit information that has been managed in spreadsheet software and the like into a database -speeding up the access to information by clarifying where the information is stored 2.Centralized reference to credit information -reference to the updated credit information at all times -automatically installing various figures and calculating credit limits necessary to determine credit standing 3.Company-wide Sharing of credit information -sharing customer information according to information access level by adopting reference rights Our credit management solutions also allow corporations to use the solutions as accurate customer information necessary to credit management, and as original analysis data for extension to business management system, marketing data warehouse and customer analysis system. [Contents of solutions to be provided] 1.Basic package ("Oracle Customer Data Hub" and TDB database) 2.Standard package (basic package and credit limits calculation logic) 3.Advanced package (standard package and information portal) [Prices] Basic package: in the minimum configuration from 9,800,000 yen (individual estimate) Standard package, advanced package: individual estimate *1 Oracle Customer Data Hub: integrates the customer data stored separately by package applications such as Oracle Applications or in-house developed applications, enabling one to build the centralized customer database system without changing the environments of other operating applications. Here are details about the product. (URL) http://www.oracle.co.jp/data_hub/cdh.html *2 COSMOS2: the domestic most extensive corporate profile database provided by TDB, which contains corporate information of nationwide 1.24 million companies in all lines of business. Contents of the database include 40-plus main items of the corporate information such as operating performance, representative, shareholders, suppliers, customers, creditor banks and the like. This database provides not only the corporate profile information, but also the services in which you can extract the group of companies according to your specified conditions, for example, with a view to the market development. It also offers support files categorized in six groups, namely, branch office, declared income, bankruptcy, school, hospital, and public organization. Information necessary to credit management: TDB provides such information as "Corporate bankruptcy prediction models" to predict bankruptcy risks for the next one year and "SAFETY" to continuously watch trends on companies. Teikoku Databank, Ltd. (URL: http://www.tdb.co.jp) Since founded in 1900, TDB has conducted corporate credit researches at its business bases developed across the nation as its core business. It also is involved in a wide range of services including database service, credit risk management, marketing research, EC support, as well as in publishing. The number of employees is 3,000 as of December 2005. Oracle Corp. Japan (URL: http://www.oracle.co.jp) Oracle was established in 1985 as a Japanese arm of Oracle Corp. It is active in the areas of software development to build information systems, business solution, consulting, support services and education targeting the domestic market. The stock was listed on the over-the-counter market on February 5, 1999 and on the first Section of the Tokyo Stock Exchange on April 28, 2000. The number of employees is 1,502 as of the November 2005. * 'Oracle' is the registered trademark of Oracle Corp. Other brands/product names mentioned in the above text indicate trademarks/registered trademarks of each company.